H‑D™ Flex Financing
Want lower monthly payments and more options down the road? H‑D™ Flex Financing is a unique program that combines the benefits of traditional financing with the flexibility of a lease.
Lower monthly payments than standard financing
Choose a 36- or 48-month term
At the end, you decide:
• Pay off the remaining balance • Refinance the final amount and keep the bike • Trade in for a new Harley • Or return the bike*
It’s a smart choice for riders who want shorter commitments and the freedom to upgrade more often.
*Return option may include fees and is subject to wear, mileage, and condition guidelines.
💡 Example:
You’re buying a bike priced at $30,000.
The estimated value after 4 years (residual value) is $15,000. That $15,000 becomes your balloon payment.
Your monthly payments are based on the other $15,000, making them much lower than a traditional loan.
At the end of the 48-month term, you can:✔️ Pay the $15,000 balloon and keep the bike✔️ Refinance the balloon✔️ Trade it in for a new Harley✔️ Return the bike*